Hurricanes not only wreak havoc on coastal communities, but they can also damage homes more than 100 miles inland. A standard home insurance policy does not cover hurricanes, but rather, it covers the elements that cause direct damage to the structure of the home (i.e., wind and flooding). In some coastal areas, the cost of premiums has doubled or tripled in recent years. Worse, many insurance companies have stopped issuing policies to coastal residents all together.

Get a Free Quote for Home Insurance Here!

At MyHomeInsurance.org, you will find a list of reputable insurance companies that continues to offer premium insurance, even to homeowners living in “high-risk” areas. If you live in a hurricane-prone area and received a non-renewal notice from your current insurance carrier, do your comparison shopping here, at MyHomeInsurance.org. Keep in mind that all insurance companies must legally notify you of non-renewal at least 30 days before the expiration date of your policy.

Although home insurance can be more costly to coastal residents, there are several discounts available, which can drastically lower cost of premiums, including:

• Reinforcing your roof with stronger roofing materials
• Adding storm shutters
• Maintaining a good credit history
• Purchasing your home insurance and auto insurance with the same company.

Purchase Low-Cost Home Insurance Here!

• The Atlantic hurricane season runs from June 1 to November 30, with the peak season running from August until late October.
• Hurricane Katrina was the costliest natural disaster in United States’ history, with over 300,000 homes destroyed or marked uninhabitable.
• Scientists at Colorado State University found that the probability of a major hurricane (category 3-4-5) striking the United States' coastline is 64%.