- Category 3 hurricanes,
although making landfall typically in the gulf coast or east-central Florida, causes considerable wind and flood damage
reaching all the way to Virginia.
- Flooding is not uncommon in Virginia.
Floods kill 140 people per year and cause $6 billion in property damage
nationwide.
- All the rainfall in Virginia
unfortunately results in landslides. Each year, landslides cause more than
$2 billion in damages and 25-50 deaths in the United States.
People who call Virginia
home have learned to live with the threat of flooding, thunderstorms, and
severe winter storms (including the notorious nor'easter). Lightning, produced
by thunderstorms, injures an average of 300 people each year. In 1995, severe
winter weather caused 17 fatalities and $110.5 million in damages.
Many homeowners realize that the safest place to be during a thunderstorm,
flooding, or a winter storm is inside the home, but while the family is safe,
dry, and warm inside the home, the home's foundation, plumbing, roofing and
exterior may be suffering. Blizzards, rain, freezing sleet, dangerous
combinations of hi/low temperatures, and wind are all conditions that can
damage or even destroy a home.
The biggest mistake you can make is to do nothing at all; Virginia residents need to prepare for these
and other natural disasters by ensuring the right home insurance policy is in
place. Hundreds of insurance companies, many of which are disreputable, sell
homeowners insurance in Virginia.
It's difficult not only to differentiate the legitimate companies from the
illegitimate, but it can be difficult for Virginia consumers to find the right policy
at the lowest possible price. At insurehome.net, you can find the lowest
real-time insurance quotes in Virginia.
