Utah Homeowners Insurance

Quotes as of August 20, 2008

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Your home is one of the most, if not the most, important assets you have. It needs to be protected from damage and destruction.

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  • Utah is known for its perfect snow skiing conditions. But these conditions bring massive snow and extreme winter weather, both of which can cause serious damage to life and property. Avalanches are one such possible result, and they are Utah’s number one natural disaster.
  • According to the Department of Public Safety, “Utah is earthquake country.” Faults such as the San Andreas and the Cascadia Subduction zone that run through or near Utah cause 100-150 earthquakes large enough to be felt each year.
  • Each year, severe storms bring with them the all-too-real threat of flooding. Utah residents and their homes are victims to flooding and flash flooding. According to the Northwest River Forecast Center, “more people die in flood-related events than from any other natural disasters.”

People who call Utah home have learned to live with the year-round threat of flash floods, tornados, strong winter storms, and earthquakes. Those living in densely populated urban areas usually fare better than those in more sparse areas of the region, but they are not entirely immune. In the United States, approximately 150 people are killed each year by flash floods, and Utah homeowners bear much of the brunt of this particular natural disaster.

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While its forests, mountains, and deserts are appealing to Utah residents for their beauty, spectacular scenery, and natural attractions, the weather conditions and ensuing disasters that often go hand-in-hand do not bring good news to those who call Utah home. Lightening strikes, floods, and earthquakes can damage or completely destroy homes in Utah.

The biggest mistake you can make is to do nothing at all; Utah residents need to prepare for these and other natural disasters by ensuring the right home insurance policy is in place. Hundreds of insurance companies, many of which are disreputable, sell homeowners insurance in Utah. It's difficult not only to differentiate the legitimate companies from the illegitimate, but it can be difficult for Utah consumers to find the right policy at the lowest possible price. At insurehome.net, you can find the lowest real-time insurance quotes in Utah.

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