- The Midwest hosts several tornadoes each year, and 2006 was no exception. In mid-March, more than 100 tornadoes were reported. The mid-March storms caused $250 million in damages and 12 deaths.
- According to FEMA, more than 280,000 structures, with a combined estimated value of $11 billion, are located in Ohio's mapped floodplain regions. Only 10% of these structures are covered by flood insurance.
- The Midwest suffers damage from some of the largest hailstorms in country. Hailstorms cause nearly $2 billion in damages annually.
Residents in Ohio have learned to live with the threat of severe winter storms. While winter storms can be incredibly beautiful, they can also be deadly. For example, in the United States during 1995, severe winter weather caused 17 fatalities, 167 injuries requiring hospitalization, and $110.5 million in damages.
Many homeowners realize that the safest place to be during a winter storm is inside the home, but while the family is safe inside the home, the homes foundation, plumbing, roofing, and exterior may be suffering. Blizzards, freezing sleet, dangerous combinations of temperatures, and wind are all weather conditions from which homeowners need protection.
The biggest mistake you can make is to do nothing at all; Ohio residents need to prepare for these and other natural disasters by ensuring the right home insurance policy is in place. Hundreds of insurance companies, many of which are disreputable, sell homeowners insurance in Ohio. It's difficult not only to differentiate the legitimate companies from the illegitimate, but it can be difficult for Ohio consumers to find the right policy at the lowest possible price. At insurehome.net, you can find the lowest real-time insurance quotes in Ohio.
