Nevada Homeowners Insurance

Quotes as of August 20, 2008

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Did You Know?
Each year, more than 500,000 residential fires are reported to fire departments across the United States, and property losses exceed 4 billion dollars annually.U.S. Consumer Product Safety Commission

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  • In terms of the number of earthquakes, particularly those of a magnitude of 5.0 or higher, Nevada ranks as one of the most active states.
  • Each year, severe storms bring with them the all-too-real threat of flooding. Nevada residents and their homes are victims to flooding and flash flooding. According to the Northwest River Forecast Center, “more people die in flood-related events than from any other natural disasters.”
  • In the winter of 2004-2005, Nevada experienced near-record snow falls. While snow skiers and other winter sports enthusiasts appreciate the powdery conditions, too much snow can create major headaches for community and government offices.

People who call Nevada home have learned to live with the year-round threat of flash floods, tornados, strong winter storms, and earthquakes. Those living in densely populated urban areas usually fare better than those in more sparse areas of the region, but they are not entirely immune. In the United States, approximately 150 people are killed each year by flash floods, and Nevada homeowners bear much of the brunt of this particular natural disaster.

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While its forests, mountains, and deserts are appealing to Nevada residents for their beauty, spectacular scenery, and natural attractions, the weather conditions and ensuing disasters that often go hand-in-hand do not bring good news to those who call Nevada home. Lightening strikes, floods, and earthquakes can damage or completely destroy homes in Nevada.

The biggest mistake you can make is to do nothing at all; Nevada residents need to prepare for these and other natural disasters by ensuring the right home insurance policy is in place. Hundreds of insurance companies, many of which are disreputable, sell homeowners insurance in Nevada. It's difficult not only to differentiate the legitimate companies from the illegitimate, but it can be difficult for Nevada consumers to find the right policy at the lowest possible price. At insurehome.net, you can find the lowest real-time insurance quotes in Nevada.

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