• Summer storms, human encroachment on floodplains, and snowmelt have all caused devastating flooding in Montana. Flooding is one of the most damaging natural disasters affecting the state, causing fatalities and millions of dollars worth of property loss.
• Despite the fact that the last destructive earthquake hit Montana roughly 35 years ago, their frequency is still rather alarming (averaging five earthquakes per day) due to the Centennial Tectonic Belt. Geologists have determined that future large earthquakes in the state are likely, although they are unsure of their potential magnitude or the exact date of their next occurrence.
• Wildfires are a real concern for Montana residents—not only did wildfires burn one million acres and destroy 320 homes last year, but this year the state has received below-average precipitation, setting the stage for another devastating wildfire season.

Severe winter conditions, intense and heavy rains, mudslides, flooding, high winds and earthquakes - these are just some of the conditions and subsequent natural disasters that may occur (sometimes frequently) in Montana. Residents of Montana must learn to live with these conditions and be prepared for the financial, medical, and structural repercussions that may ensue as a result.

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