• The Midwesthosts several tornadoes each year, and 2006 was no exception. In mid-March, more than 100 tornadoes were reported. The mid-March storms caused $250 million in damages and 12 deaths.
• Flooding is not uncommon in Michigan. Floods kill 140 people per year and cause $6 billion in property damage nationwide.
• The Midwestsuffers damage from some of the largest hailstorms in country. Hailstorms cause nearly $2 billion in damages annually.

Residents in Michigan have learned to live with the threat of severe winter storms. While winter storms can be incredibly beautiful, they can also be deadly. For example, in the United Statesduring 1995, severe winter weather caused 17 fatalities, 167 injuries requiring hospitalization, and $110.5 million in damages.

Many homeowners realize that the safest place to be during a winter storm is inside the home, but while the family is safe inside the home, the homes foundation, plumbing, roofing, and exterior may be suffering. Blizzards, freezing sleet, dangerous combinations of temperatures, and wind are all weather conditions from which homeowners need protection.

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The biggest mistake you can make is to do nothing at all; Michigan residents need to prepare for these and other natural disasters by ensuring the right home insurance policy is in place. Hundreds of insurance companies, many of which are disreputable, sell homeowners insurance in Michigan. It's difficult not only to differentiate the legitimate companies from the illegitimate, but it can be difficult for Michigan consumers to find the right policy at the lowest possible price. At insurehome.net, you can find the lowest real-time insurance quotes in Michigan.

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