Colorado Homeowners Insurance

Quotes as of August 29, 2008

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Did You Know?

According to the Department of Justice, a burglary takes place every 10 seconds in the United States, producing an average loss of $1,391.

United States Department of Justice

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  • Colorado’s weather makes it a prime target for natural disasters associated with extreme conditions. Blizzards and heavy rain brought about by winter storms damage or destroy Colorado homes annually.
  • Each year, severe storms bring with them the all-too-real threat of flooding. Colorado residents and their homes are victims to flooding and flash flooding. According to the Northwest River Forecast Center, “more people die in flood-related events than from any other natural disasters.”
  • In 2002, Colorado experienced its worst wildfire season in history. Ranked third in its number of acres burned (following Alaska and Oregon), the state also lost hundreds of buildings and homes.

People who call Colorado home have learned to live with the year-round threat of flash floods, tornados, strong winter storms, and earthquakes. Those living in densely populated urban areas usually fare better than those in more sparse areas of the region, but they are not entirely immune. In the United States, approximately 150 people are killed each year by flash floods, and Colorado homeowners bear much of the brunt of this particular natural disaster.

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While its forests, mountains, and deserts are appealing to Colorado residents for their beauty, spectacular scenery, and natural attractions, the weather conditions and ensuing disasters that often go hand-in-hand do not bring good news to those who call Colorado home. Lightening strikes, floods, and earthquakes can damage or completely destroy homes in Colorado.

The biggest mistake you can make is to do nothing at all; Colorado residents need to prepare for these and other natural disasters by ensuring the right home insurance policy is in place. Hundreds of insurance companies, many of which are disreputable, sell homeowners insurance in Colorado. It's difficult not only to differentiate the legitimate companies from the illegitimate, but it can be difficult for Colorado consumers to find the right policy at the lowest possible price. At insurehome.net, you can find the lowest real-time insurance quotes in Colorado.

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