Premium California Homeowners Insurance at an Affordable Price
Did You Know?
Your home is not just a huge investment in and of itself, it houses most of your worldly possessions. These, too, need protection - whether it's your PC, chinaware, or your valuable stamp collection.
Enter Your Zip Code For Your Free Homeowners Insurance Quote
- Although more likely to occur in the western, more arid, states, wildfires are not limited to this area. Approximately 140,000 wildfires burn an average of 14.5 million acres annually across the United States.
- Despite the 1994 Northridge earthquake, which resulted in 57 deaths, $20 billion in structural damage, and damages to 450,000 homes (including apartment units), only 12% of California's homeowners have earthquake insurance. According to the U.S. Geological Survey, an earthquake of at least a 6.7 magnitude is 70% likely to hit the San Francisco Bay Area in the next 30 years.
- Within the last several years, landslides have caused over $100 million worth of structural damage to California homes.
People who call California home have learned to live with the year-round threat of flash floods, tornados, strong winter storms, and earthquakes. Those living in densely populated urban areas usually fare better than those in more sparse areas of the region, but they are not entirely immune. In the United States, approximately 150 people are killed each year by flash floods, and California homeowners bear much of the brunt of this particular natural disaster.
Get a free real-time California home insurance quote here.
While its forests, mountains, and deserts are appealing to California residents for their beauty, spectacular scenery, and natural attractions, the weather conditions and ensuing disasters that often go hand-in-hand do not bring good news to those who call California home. Lightening strikes, floods, and earthquakes can damage or completely destroy homes in California.
The biggest mistake you can make is to do nothing at all; California residents need to prepare for these and other natural disasters by ensuring the right home insurance policy is in place. Hundreds of insurance companies, many of which are disreputable, sell homeowners insurance in California. It's difficult not only to differentiate the legitimate companies from the illegitimate, but it can be difficult for California consumers to find the right policy at the lowest possible price. At insurehome.net, you can find the lowest real-time insurance quotes in California.